Terms and ConditionsLast updated: February 2026
1. Legal EntityLucid is operated by:Antonio Godinho
Sole trader
Portugal
Email: [email protected]
2. Product DescriptionLucid is a one-time purchase digital application (PWA) designed for personal finance tracking.Lucid does not provide financial, tax, investment, or legal advice.
All information is for personal and educational use only.
3. LicenseUpon purchase, you receive a non-transferable, non-exclusive, single-user license to use the app.You may not:ResellRedistributeSub-licenseReverse engineer the product
4. Local Data & PINLucid stores your financial records locally on your device.The optional PIN feature protects local access only.
We do not store or recover your PIN.If you clear browser data, reset your device, or lose access, your data may be permanently lost.
Users are responsible for exporting and backing up their data (CSV export feature).
5. PaymentsPayments are processed securely by Paddle.com as Merchant of Record.Applicable VAT or sales tax is calculated at checkout.We do not store card or payment details.
6. Refund PolicyRefunds are available within 14 days of purchase.
See the Refund Policy page for full details.
7. Limitation of LiabilityLucid is provided “as is” without warranties of any kind.To the maximum extent permitted by law, we are not liable for:Indirect damagesLoss of profitsFinancial decisions made based on the use of Lucid
8. Governing LawThese Terms are governed by the laws of Portugal, without prejudice to mandatory consumer protection laws.
